Has anyone else noticed financial tips often have no ability to help with actual financial problems? “If you stop buying a cappuccino every morning, you’ll save $1,000 this year!” I think I’ve read this example fifty times in fifty books.


I can’t remember the last time I bought a fancy coffee at a fancy shop. It might have been two months ago. And yet, we’re still having money problems that border on the crisis level.


I think we need to look elsewhere for our problem, Dave.


I can tell you exactly what one of the problems is. Our mechanic just called; he’s currently holding our ancient, wheezing Buick for ransom. This week’s repair is $372. Last week’s was $130. The week before that it was $893.


We’d love to replace this rusting beast, but it’s not an option. A new car costs more than what my parents paid for their house in 1974. Even a good used car is more than our budget can bear right now.


I know we’re not alone. There’s a good chance you’re having money troubles of your own, if news reports are correct. Many of us are facing problems that have little to do with fancy coffee and a lot to do with insurance bills, property taxes, and education costs. Maybe you’re underemployed, crushed under student loans, or upside down in your mortgage.


The problems certainly extend beyond personal discipline when it comes to caffeinated beverages. But the good news is that God is able to work in even the deepest financial crisis. Do you remember the story of Jesus feeding the five thousand? What did he have to work with?


Five loaves of bread and two fish. That’s about what I have to offer Jesus too. Except mine is more like five packages of Pop Tarts and two pounds of ground beef.


Mark 6:41–42 says, “Taking the five loaves and two fish and looking up to heaven, he gave thanks and broke the loaves. Then he gave them to his disciples to distribute to the people. He also divided the two fish among them all. They all ate and were satisfied.”


And then the disciples picked up twelve baskets of leftovers. If Jesus can feed five thousand people from a pittance, I wonder what he can do with our situation. What can he do with yours?